So something I think is worth considering is the USN's
reaction to the Laird Rams being a known threat. I mean that in the sense of what kind of reaction they can actually make with the information they have or can have available to them.
There's no radio, and indeed no telegraph across the Atlantic, so the news that the Rams have sailed will probably be only a few days to a week or so ahead of the Rams themselves. (Mail steamers were faster than warships in transit.) Assuming for the moment that the Rams were clocked as Confederate ships but too late for them to be seized in Britain, or alternatively that some US provocation or other like their threat to employ privateers has led to the British rescinding the neutrality acts - as I think we have to do if the Rams join the CSN - then the US has news of the Rams being en route in time to react, but not necessarily in time to do much. The time it takes a messenger ship to reach the further blockade stations is potentially considerable.
The USN could opt to concentrate all their heavy ships to try and defeat the Rams, but if they do this then they have to
guess where the Rams will show up - and they are at risk of the Rams seeing this US fleet and sailing off to go somewhere else, where they now know the USN heavy ships are not. In addition, if the USN withdraws their ships from potentially vulnerable blockade stations, that means they have broken their own blockade and cannot re-impose it for a month or so legally.
Since I don't think the USN would want to simply surrender the blockade entirely, what I would suspect is that the ships of force on the blockade stations would be concentrated into flotillas outside the most major ports (Charleston, possibly Savannah, Mobile, the James river and Wilmington) and the hope would be that these concentrations of force would be able to successfully fight off the Rams.
Elsewhere, given the possibility of the Rams attacking northern ports, there would presumably be the naval batteries fully manned (they were certainly in better shape for guns than earlier in the Civil War!) and at least some ships available in the major harbours.
It might be interesting to get a sense of where the major ironclads and steam frigates were on or about, say, March 1 1865, as a sense of where the Union naval assets would be during a period late in the war. I evaluated how many monitors were actually finished at this point in an earlier evaluation.
Onondaga - 1/1, 12 feet 10 inches
Passaic class - 7/10 (Patapsco, Weehawken sunk, Camanche wrong side of the continent), 10 foot 6 inches
Canonicus class - 4/9 (Catawba, Oneota, Ajax, Wyandotte not finished, Tecumseh sunk), 13 feet 6 inches
Miantonomoh class - 1/4 (only Monadnock finished), 12 feet 3 inches
Dictator - 1/1, 20 feet 6 inches
So far as I can tell:
Onondaga - James
Passaic - Charleston
Montauk - Cape Fear
Nahant - Charleston
Lehigh - Charleston
Sangamon - James
Catskill - Charleston
Nantucket - Charleston
Canonicus - Charleston
Manhattan - New Orleans
Saugus - James
Mahopac - James
Monadnock - Cape Fear
Dictator - cruising the Atlantic coast
So a lot of ships at Charleston and a fair number on the James, both of which would be serious prospects to take on - but not a lot elsewhere. The USN would probably have to accept their blockade of anywhere else being knocked out if the Rams showed up, at least if they had serious guns to go in their turrets...