Their was of course as you mentioned quite a few white Unionist refugees as well. When you do your article on them the following books come to mind . "The Uncivil war Irregular warfare in the Upper South, 1861-1865 by Robert Mackey University of Oklahoma Press. See his chapters on Ark. T.J. Stiles "Jesse James the last rebel of the Civil War. "The Inside War" Michael Fellman Univ of Oxford Press. The "Freemantle Diaries " mention pro Confederate white refugees quite a bit. T.J. Stiles mentions both pro CSA and pro Union refugees in Mo. "A Savage Conflict the decisive role of guerrillas in the American Civil war Daniel Sutherland Univ of North Carolina Press has a lot of information he might still be teaching at Univ of Ark.
Based on my readings the CW is like any other war if one is pro side A you try to go further into side A's territory. Same if your on Side"B". Their was no national welfare system as we know it today until FDR helped establish it in the 1930's. I would hazard a guess that plenty of Southern women who's husbands where dead, wounded in captivity and even if they did receive $ 11 dollars in CSA currency so what. How much good would it do in terms of buying food let lone shelter? These women had to do what they had to do to feed their kids. If they stayed on their small farms they where at great risk from( take your pick) Unionist guerrillas, CSA guerrillas, Freelance bandits. Armed hungry men are hungry men and men without women well not good for the single women
Leftyhunter